Calling all mobile and manufactured homeowners in Kansas !
Did you know you may be eligible for financial assistance to help with critical repairs, weatherization upgrades, or even full home replacement? Many state, federal, and nonprofit programs exist specifically to support mobile home owners like you with essential home repairs.
One of the most widely available resources is the USDA’s Section 504 Home Repair Program. This federal program offers loans and grants to help repair, improve, or modernize your home, and to eliminate health and safety hazards. Homeowners can apply for loans up to forty thousand dollars. Seniors aged sixty-two or older may be eligible for grants of up to ten thousand dollars, or fifteen thousand in designated disaster areas.
To qualify, you must own and occupy the home as your primary residence, and your household income must fall within the USDA’s low-income limits. If you’re approved for a loan above twenty-five thousand dollars, the USDA will also require full title service or a legal check to verify ownership and property records. This program is especially helpful for homeowners in rural areas, and it can cover repairs like roofing, electrical work, or accessibility modifications that make your home safer and more livable.
The Weatherization Assistance Program run by the Kansas Housing Resources Corporation offers free energy‑saving upgrades to income‑eligible homes across the state. Improvements are meant to reduce utility bills, increase comfort, and address basic health and safety issues. If your household income is below the threshold, often tied to 200% of the Federal Poverty Level, or similar limits via DOE or state funding, you may qualify. Residents already getting SSI, TANF, or other utility assistance programs may be eligible automatically.
Services include doing a home energy audit, sealing drafts and air leaks, insulating attics, walls, floors or foundations, repairing or replacing inefficient heating or cooling systems, and sometimes upgrading appliances or lighting. All improvements happen at no cost to qualifying households. Applications are accepted year‑round through local providers. If you’re in a manufactured or mobile home, whether you qualify will depend on your home condition, ownership status, and whether your home meets any health/safety requirements.
There are also nonprofit organizations that may be able to help, depending on where you live and what you need. Groups like Rebuilding Together and Habitat for Humanity sometimes offer free or low-cost repair services for low-income mobile home owners, seniors, or people with disabilities. Program availability and eligibility requirements may vary by county or change over time, so be sure to check with the administering organization for the most up-to-date information.
If you’re a mobile home owner in Kansas , these resources can make a real difference in maintaining the safety, value, and comfort of your home.
Overview:
- The USDA Section 504 Home Repair Program offers loans and grants to help repair and improve your home.
- Kansas’s Weatherization Assistance Program offers free energy-saving upgrades to income-eligible homes across the state.
- Non-profit organizations like Rebuilding Together and Habitat For Humanity sometimes offer low-cost repair surfaces for low-income households or homeowners with disabilities.
Programs and Resources:
USDA Section 504 Home Repair Program / Single Family Housing Repair Loans & Grants
https://www.rd.usda.gov/programs-services/single-family-housing-programs/single-family-housing-repair-loans-grants
Kansas Housing Resources Corporation Weatherization Assistance Program
https://kshousingcorp.org/housing-partners/community-solutions/#weatherization
Rebuilding Together / Find your local affiliate
https://rebuildingtogether.org/find-your-local-affiliate
Habitat for Humanity / Find your local habitat
https://www.habitat.org/volunteer/near-you/find-your-local-habitat