Calling all mobile and manufactured homeowners in Washington!

Did you know you may be eligible for financial assistance to help with critical repairs, weatherization upgrades, or even full home replacement? Many state, federal, and nonprofit programs exist specifically to support mobile home owners like you with essential home repairs.

One of the most widely available resources is the USDA’s Section 504 Home Repair Program. This federal program offers loans and grants to help repair, improve, or modernize your home, and to eliminate health and safety hazards. Homeowners can apply for loans up to forty thousand dollars. Seniors aged sixty-two or older may be eligible for grants of up to ten thousand dollars, or fifteen thousand in designated disaster areas.

To qualify, you must own and occupy the home as your primary residence, and your household income must fall within the USDA’s low-income limits. If you’re approved for a loan above twenty-five thousand dollars, the USDA will also require full title service or a legal check to verify ownership and property records. This program is especially helpful for homeowners in rural areas, and it can cover repairs like roofing, electrical work, or accessibility modifications that make your home safer and more livable.

Washington’s Home Rehabilitation Grant Program, administered by the Department of Commerce, provides grants to eligible homeowners for critical health and safety repairs. This includes roof replacements, plumbing and electrical fixes, HVAC servicing, and accessibility modifications. The program primarily targets low-to-moderate-income households, with funding distributed through partner organizations like local governments, housing authorities, and nonprofits, which in turn carry out the repair projects. Homeowners are encouraged to reach out to their local housing agencies to inquire about available resources under this program. This initiative is designed to preserve existing housing stock and prevent displacement, especially in rural and underserved areas.

There are also nonprofit organizations that may be able to help, depending on where you live and what you need. Groups like Rebuilding Together and Habitat for Humanity sometimes offer free or low-cost repair services for low-income mobile home owners, seniors, or people with disabilities. Program availability and eligibility requirements may vary by county or change over time, so be sure to check with the administering organization for the most up-to-date information.

If you’re a mobile home owner in Washington, these resources can make a real difference in maintaining the safety, value, and comfort of your home.

Overview:

  • The USDA Section 504 Home Repair Program offers loans and grants to help repair and improve your home.
  • Washington’s Home Rehabilitation Grant Program provides grants  to eligible homeowners for critical health and safety repairs.
  • Non-profit organizations like Rebuilding Together and Habitat For Humanity sometimes offer low-cost repair surfaces for low-income households or homeowners with disabilities.

Programs and Resources:

USDA Section 504 Home Repair Program / Single Family Housing Repair Loans & Grants
https://www.rd.usda.gov/programs-services/single-family-housing-programs/single-family-housing-repair-loans-grants
Washington Home Rehabilitation Grant Program (HRGP)
https://www.commerce.wa.gov/weatherization/hrgp/
Rebuilding Together / Find your local affiliate
https://rebuildingtogether.org/find-your-local-affiliate
Habitat for Humanity / Find your local habitat
https://www.habitat.org/volunteer/near-you/find-your-local-habitat