So you’re ready for a change, but still owe money on your mortgage loan. You have years of payments left on your mortgage, but does that mean you are stuck in your mobile home for those remaining years? The answer is no.
Selling a mobile home with a mortgage is similar to selling any other property with a mortgage. Here are two steps to get you on the path to selling your mobile home with a mortgage:
1. Determine the value of your mobile home: You can use online tools or consult with a real estate agent to get an idea of how much your mobile home is worth. This will help you determine how much you need to sell it for to pay off your mortgage and any other debts associated with the property.
2. Contact your mortgage lender: Before you can sell your mobile home, you’ll need to pay off your mortgage. Contact your lender to find out how much you owe and to discuss your options for paying off the mortgage. Some mobile home owners may be able to sell their home at a price that covers the mortgage, and your lender may allow you to sell the property and use the proceeds to pay off the mortgage, or you may need to pay off the mortgage in full before you can sell the property.
If you are working with a company to help you sell your mobile home, it is important to confirm that they will handle the process of paying off the mortgage or lien and obtaining a clean title for the sale. This will help ensure that the sale goes smoothly and that you are able to transfer ownership of the home to the buyer without any issues.
How to sell a mobile home with a mortgage

Wow…..have I been naive! The stress of “buying” a home in the manner laid out for owning a decent manufactured home has unbelievable possible stress related to it. I’m completely redirecting my money and future. Thank you very much for publishing all this good information.
Hi Marsha,
We’re so pleased that our articles have been helpful to you. Making decisions about owning a manufactured home can be stressful, but we’re here to support you on your journey. If you have any questions in the future, don’t hesitate to reach out. Best of luck with your new direction!