“I keep hearing about cross-modular homes. What is a cross-modular home, and what makes it different from other mobile homes?”

–Jonny V. (38), Provo, UT


Cross-modular or “CrossMod” homes are a relatively newer concept in manufactured housing. In essence, cross-modular homes aim to offer more customizable and affordable options for homeowners while bridging the gap between manufactured homes and traditional, site-built housing.

Cross-modular homes are built in a factory, like most manufactured homes. In contrast, however, cross-modular homes are designed to comply with the same state and local building codes and standards as site-built homes. This makes cross-modular homes eligible for traditional home financing options. Cross-modular homes are also certified and trademarked by the Manufactured Housing Institute (MHI) and comply with the Department of Housing (HUD) standards as well.

Like other manufactured homes, cross-modular homes are an affordable housing option compared to traditional homes. However, cross-modular homes are unique in that they provide more flexibility in the styles and preferences of homeowners. Cross-modular homes have specific interior and exterior features similar to traditional homes, such as higher-pitched rooflines, drywall paneling, eaves and porches, attached garages or carports, energy-efficient features, and permanent foundations.

Cross-modular homes offer a great opportunity for affordable homes that can be placed in more areas than a typical off-site built home. They can help address zoning challenges and create infill opportunities in both new developments and established residential communities.


  • Cross-modular homes blend the features of traditional homes with the efficiency of manufactured homes.
  • Cross-modular homes comply with the standards for both traditional and mobile homes.
  • Cross-modular homes are eligible for traditional home financing options.
  • Cross-modular homes offer more flexibility in style and features than other manufactured homes.