Question:

“A bad storm has damaged part of my home. What should I do next?”

– Denise K. (52), Baton Rouge, LA

Answer:

Before we begin you should make sure that your home is safe to enter in the first place. If you can observe any safety risks yourself, be it structural damage, exposed wiring or flooding, wait for authorities or a qualified inspector to give the all-clear.

Once it’s safe, document the damage thoroughly. Take photos and videos of everything from the roof to interior walls, floors, and belongings. Don’t throw anything away yet; you’ll want to have physical evidence records for insurance claims as well.

Contact your insurance provider as soon as possible. Most manufactured home policies cover storm-related damage, but timing matters. Provide all the documentation you gathered and be ready to schedule an inspection. Meanwhile, keep a record of all communication with your insurer.

If you live in a park community, notify park management about the damage. They will likely have their own protocols and even resources to assist residents after natural disasters.

In some cases, you may be eligible for state or federal disaster assistance, especially in the event of a declared natural disaster. FEMA and local relief organizations often provide aid and temporary housing.

When it comes time to repair, choose an experienced, licensed contractor. Ask for references and make sure they’re insured. Avoid “storm chasers” who show up unsolicited after disasters—they often overcharge or deliver subpar work.

Overview:

  • Make sure it’s safe before re-entering your home.

  • Document all damage and contact your insurance company right away.

  • Communicate with your park management.

  • Seek FEMA or local disaster aid if applicable.

  • Hire licensed, insured repair specialists.

You’re not alone, Denise. With these steps, you’ll be in a stronger position to recover and get your home back to normal.